Last year Starbucks got their act together and built a payment system for mobile that finally made sense.  Easy to use, fund, etc.

Now imagine if that one app could be used across your retail swath.  That's what LevelUp does.

The app generates a unique bar code that can be read at a growing base of retailers.  That code is simply held to a reader and the fudns come out of your account.

With all sorts of technologies and single use apps out there LevelUp does a great job of simplifying the ask for consumers and makes this mobile wallet thing easy for people to actually use.

Keep an eye on these guys.

And again - for more Apps to Watch please visit my ongoing Delicious stack HERE